Graduate your Card security

Fraud protection advice from Proponent, your local Credit Union.


As the end of the school year approaches, you might be spending more on event planning and travel arrangements. One thing you should always remember is that fraudsters never take a break from scamming. It’s important to put safety first, especially when it comes to your Debit and Credit Card purchases.

Receiving timely alerts about suspicious activity can help prevent fraudulent charges. Some cards have settings available to identify and notify you of specific transaction types.

For example, Proponent Debit and Credit Cards provide these safety options through the MyCardRules app.

  • Turn your card on and off
  • Set spending limits by dollar amount, transaction type, or merchant type
  • Control purchase locations
  • Get instant alerts on certain transactions

The following protections are also included when using a Proponent Visa Signature Card.

  • Identity Theft Protection
  • Trip Cancellation Reimbursement
  • Cell Phone Protection
  • Auto Rental Collision Damage Waiver

Get full details at

About Proponent Federal Credit Union

Proponent is one of the largest federally insured NJ-based Credit Unions. We’ve been protecting and guiding our members’ financial health as an alternative to for-profit banks for over 50 years.

Click here to view details and eligibility information or fill out our request form to be added to our email list.

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