Know where to fill your plate with extra rewards points.

Use a local Credit Card at these neighborhood spots.

Proponent Federal Credit Union’s Rewards Program keeps getting more flavorful. Now you can earn 3 points for every dollar you spend at Jim Dandy’s and Cowan’s Public when you use a Proponent Visa or Signature Credit Card!


Additionally, you can earn extra points at the following Nutley merchants.

Hyssop Beauty Apothecary

Luna Wood Fire Tavern


The Oakley Kitchen + Cocktails

Kurly Kürtősh

The Nutley Diner

Points are redeemable for a full menu of gift cards as well as travel!

More reasons to apply

  • Always a Low Rate, as low as 13.00% APR* – Rates stay lower than most other cards and there are no late payment rate penalties. Plus, you can transfer balances and advance cash for your purchase rate.
  • Less fees – There are no balance transfer, cash advance, or annual fees.

About Proponent

Proponent is one of the largest federally insured New Jersey-based Credit Unions. We are a member owned, not-for-profit, local alternative to for-profit banks. All of our earnings are reinvested to improve our products, services, and the overall experience of our members.

Click here to view details and eligibility information or fill out our request form to be added to our email list.


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*APR = Annual Percentage Rate