NUTLEY RESIDENTS CAN RECEIVE $150 FOR REFERRING PROPONENT FEDERAL CREDIT UNION!
If you bank with Proponent Federal Credit Union, you can receive $150* when you refer a family member or co-worker to Proponent.
Visit profcu.org/referral to start referring!
Not a member yet? No problem, visit profcu.org to join now and take advantage of the $150 bonus and other special offers for new members.
Please note, to join Proponent you must be part of our Select Employer Groups. In Nutley, some of these include Holy Family Church, Friends of the Nutley Public Library, the Nutley Chamber of Commerce, and many others.
It’s a great time to take advantage of our Savings and Loan Products, including this limited-time Credit Card offer:
- NEW PROPONENT VISA AND SIGNATURE CREDIT CARDS – 0% APR1 ON PURCHASES FOR 12 MONTHS
- 0 Annual Fee
- 0 fees for low-rate balance transfers or cash advances
- Earn reward points for every purchase, and extra at select Nutley businesses
- Points are redeemable for travel discounts and gift cards at your favorite merchants.
Have Questions? | Contact Us
973 798 4891 | 433 Kingsland Street, Nutley, NJ 07110
*Any Member who refers Proponent to family member or co-worker and the referred opens a Membership Savings and an additional deposit or loan product within 60 days of the membership open date, the existing member (referrer) will receive $150. The new member will also receive $150. The referred person must not have an existing account with the Credit Union. A Membership Savings account with a $5.00 opening deposit is required. A $150 bonus will be deposited into the existing members (referrer) share account and $150 bonus will be deposited into the referred member share account 90 days from the referred membership open date if the accounts are in good standing. Membership Savings does not qualify as a deposit product for the bonus. The bonus is considered interest and will be reported on IRS form 1099-INT. Maximum of 5 successful referrals per referring member. Your employer must be part of our Select Employee Group. Visit profcu.org for more information. Immediate family is defined as grandparents, parents, spouse, siblings, children, or grandchildren (including similar relations through adoption and by marriage). Household member is defined as persons permanently living in the same residence and who maintain a single economic unit. Proponent FCU reserves the right to modify or discontinue the cash bonus at any time. Proponent FCU Employees are not eligible to participate in the Referral Program. Promo Code Refer2025 required. Offer ends 09/30/2025.
1APR = Annual Percentage Rate. The 0.00% offer rate for purchases applies to Members who do not already have a Visa Credit Card with Proponent. The introductory APR for purchases will apply to transactions posted to your account during the first 12 months following the opening of your credit card account. Advance amounts must be less than your available revolving credit limit. Minimum monthly payments still apply. Payments are applied first to interest then to any purchase balance, cash advance or balance transfer at the regular rate, then any excess will go to the promotional balance. When the promotional period ends, APR will adjust to the fully indexed interest rate in effect at that time. APR and credit limit may vary due to an individual’s credit worthiness. Promotion length is at the discretion of the Credit Union and subject to change. This offer cannot be combined with any other Proponent offer and/or service. Offer expires 09/30/2025.
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